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Insurance tips

Blogging important insurance stuff!

Are you prepared for a Hurricane?

4/12/2016

1 Comment

 
Hurricanes are a devastating force of nature. A typical hurricane can produce 6 to 12 inches of rainfall, wind gusts up to 100 mph or more and storm surges that can swallow an SUV.
 
Steps to help you prepare for a hurricane.
  • Check your insurance coverage.
    • Did you know a standard homeowners policy doesn’t cover flood? You need to buy a separate flood insurance policy to be protected from flood damage.  
    • You must buy flood insurance at least 30 days in advance of any named storm for the policy to be in effect.
  • Stock an emergency supply kit.
    • Some recommended items for emergency supply kit. 
      • One gallon of water per person per day for at least 3 days.
      • 3 day supply of non-perishable food.
      • Batter powered or hand crank radio.
      • Flash light and extra batteries.
      • First aid kit.
      • Plastic sheets and duct tape.
      • Local map.
      • Keep your cell phones charged at all times
  • Do a home Inventory.
    • Take an inventory of everything in your home by making a list and taking pictures. Store the pictures on your cell phone and back them up.
  • Protect your property.
    • Move personal property to higher ground if flooding occurs.
    • Move outdoor property inside a garage or shed.
  • Plan your evacuation.
    • Turn off utilities.
    • Prepare for flooding by moving valuables to a higher floor or shelf.
    • Call a friend or relative and tell them where you are going.
    • Take your emergency supplies with you.
These are a few thing you should do to get ready for a hurricane. If you have any addition questions please contact us and we will be happy to go over everything with you.
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    PO BOX 778
    Rolesville, NC 27571
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Birkner Insurance, LLC
PO BOX 778
Rolesville, NC 27571
919-569-5777
Click Here to Email Us

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